Legal
Draft — placeholder pending review by counsel. The summary below reflects how Saldo is built; the binding terms will be published here before general availability.
Saldo connects your bank accounts to AI assistants over the Model Context Protocol, on a strictly read-only basis. It requests account-information consents only and has no capability to initiate payments or move funds.
Transaction and account data flow only between your device and the open-banking provider — never through Saldo's servers. On the managed tier, Saldo stores only your account identifiers and encrypted consent tokens to keep your connection alive. See how it works for the technical detail.
Access is granted by you via BankID and can be revoked at any time at your bank or by disconnecting in the app. Consents expire on your bank's schedule and are renewed only with your authorization.
Questions about these terms? hello@saldo.app.