saldo.

Simple pricing.

Pay for the part that's genuinely tedious — provider agreements and keeping your bank consent alive. Everything else is open source.

Managed · recommended

49 kr / month

14-day free trial · cancel anytime

  • Bring only your BankID — we hold the provider agreement & keys
  • One consent, renewed automatically, no expiry surprises
  • Unlimited accounts and questions
  • Works with Claude and any MCP assistant
  • Still zero transaction data on our servers
Download app
Self-host

Free · forever

open source · your own keys

  • Bring your own open-banking credentials
  • Runs on your Mac, laptop, or home server
  • No broker, no account with us
  • Read the code — don't trust us
Self-hosting guide

Both run the same open-source engine — the only difference is who holds the consent keys, never who sees your data. Managed pays for provider agreements and token lifecycle so you don't have to touch either.


Questions

When do I pay?

Download and try free for 14 days. If you keep it, the subscription starts from inside the app — no card needed to get going.

What do your servers store?

On the managed tier: your account identifiers and encrypted consent tokens, so we can mint short-lived keys for your device. No balances, no transactions — ever. Here's why that's structural.

Can I switch to self-host later?

Yes. It's the same engine. Bring your own open-banking credentials and you owe us nothing.