Link your banks a single time. Saldo securely syncs your accounts in the cloud, so any AI assistant you use — on your laptop or your phone — can answer questions about your money in plain language.
Connect your banks once. Saldo keeps them securely synced in the cloud — encrypted, and yours alone — so your assistant always has fresh answers, on every device. We never sell your data or use it to train AI, and access is strictly read-only.
Saldo exposes your accounts to assistants over MCP, the open standard for connecting AI to live data. Claude and ChatGPT both support it, on desktop and on mobile — so “how much did I spend on groceries last month?” works the same in whichever assistant you prefer. No new app to learn; your money simply becomes something you can ask about.
Saldo requests account-information consents only — the read-only half of open banking. Payment initiation is a separate consent type that Saldo never asks for and has no code for. The strongest guarantee in security is a capability that simply doesn't exist: nothing connected to Saldo — no assistant, no component — can move money.
Your accounts, balances, and transactions are synced to Saldo's servers so any assistant on any device can answer instantly. That data is encrypted in transit and at rest, hosted in the EU, and used for one thing only: answering your questions. We do not sell it, share it, or use it to train AI models. Consents are read-only and you can revoke them at your bank or in the app at any time.
The engine behind Saldo is open source. If you'd rather keep everything on your own hardware, you can self-host it with your own open-banking credentials — no account with us required. The code is at github.com/pixby/saldo-mcp, and the self-hosting guide gets you running in about fifteen minutes.